HOME PROTECTOR COVERAGE INSTALL

A damaged hose or a burst pipe can send water racing into your home. Know the location of the main water shut-off valve in your home.When away on vacation, shut off the water supply to the washing machine and never leave the house while the washer or dishwasher is running.Inspect showers and tubs.В Check the seal and caulking around showers and tubs to make sure they are watertight and reseal if necessary.Immediately replace any hoses that have cracks or leaks, and replace them all every five to seven years. You may also want to invest in a water leak monitoring and shut-off system that can alert you to any leakage issues. Inspect appliance hoses and faucets.В Make it a practice every year to check hoses leading to water heaters, dishwashers, washing machines and refrigerator icemakers.Maintain and understand your indoor plumbing systems

HOME PROTECTOR COVERAGE INSTALL

Learn more about your sewer responsibilities and install and maintain a backwater valve, which allows sewage to go out, but not come back in. Though less common than other causes of basement water, sewer backups are messy. After a storm, and especially if the ground is already saturated, rainwater that flows towards the building goes down the outside of the foundation wall potentially through any cracks.

Seepage is exacerbated by soil that has settled in a way to make water flow toward the building.

Make sure water drains away from the building.

Painting vulnerable areas with water sealant can prevent seepage. If you notice water seepage after heavy rain when you've never had a problem, it may mean that your once-waterproof cement floors and basement walls have deteriorated. Water in the basement is often caused by cracks in building foundations or floor slabs. Properly maintaining a home is one of the best ways to prevent water damage from water disasters. If you live in a flood prone area, learn more about appropriate coverage. Typically, water that comes from the bottom up-such as an overflowing river-is covered by a separate flood insurance policy, which can be purchased from the federal governmentвЂ™s National Flood Insurance ProgramВ (NFIP), and from some private insurers. Some policies cover sewer and drain backups, but many do not however, you can purchase a sewer backup rider to your homeowners or renters coverage. Generally speaking, water that comes from theВ top down-such as rainfall and burst sprinklers-is covered by a standard homeowners policy. Homeowners and renters insurance provides coverage for burst pipes, wind driven rain and damage resulting from ice dams on your roof.

Different types of water damage are insured by different types of policies.

Home protector coverage